Transmission

The Claims Agent: Your Digital Paralegal

2 min read

Don't Leave Money on the Dock.

Carriers profit from your fatigue. They know you won't fight a $300 claim.
The Claims Agent fights for every penny, using federal law as its weapon.

The "Friday 4 PM" Crisis

It’s late. Your receiving clerk is tired. A pallet arrives with a crushed corner. The driver shrugs, "It was loaded like that."

The clerk has two choices:
1. Spend an hour taking photos and filling out a PDF.
2. Sign the iPad and go home.

He signs. You just lost $450.

This isn't laziness; it's friction. And when you do file, the Carrier denies it anyway citing "Improper Packaging." It feels like a rigorous game you can't win.

The Automated Defense

C4Context title System Context: Claims Agent Person(clerk, "Receiving Clerk", "Takes 1 photo of damage.") Enterprise_Boundary(b0, "Runink Finance") { System(agent, "Claims Agent", "Digital Paralegal.") System_Ext(legal, "Legal Engine", "49 U.S.C. § 14706") System_Ext(weather, "NOAA Weather", "Validates 'Act of God'") System_Boundary(b1, "Carrier Interaction") { System_Ext(portal, "Carrier Portal", "Uploads Evidence") } } Rel(clerk, agent, "Uploads Photo via App") Rel(agent, legal, "Cites Carmack Amendment") Rel(agent, weather, "Disproves 'Storm' Excuse") Rel(agent, portal, "Files 10-Page Rebuttal") Rel(portal, agent, "Sends Settlement Check")

It drafts a legal brief for a $50 claim. It never sleeps.

How It Wins: The "Carmack" Strategy

The Agent doesn't just fill out forms. It builds a case file.

1. The Evidence Collection
It uses OCR to scan the Delivery Receipt (DR). It specifically looks for handwriting like *"1 case short"* or *"Shrinkwrap torn."* It cross-references this with the Bill of Lading to prove the goods were in perfect condition at pickup.

2. The Legal Rebuttal
When a carrier denies a claim due to "Act of God" (weather), the Agent checks historical weather data from NOAA for that specific route. If it was sunny, it drafts a rebuttal citing 49 U.S.C. § 14706 (The Carmack Amendment), shifting the burden of proof back to the carrier.

3. The Payout
Carriers pay claims that are hard to fight. When they receive a 10-page legal brief for a $300 box, they cut the check. The Agent then updates your Finance Ledger automatically.

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